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Learning Moments Co. Helping People Help Themselves
  
20 hour Pre-license Mortgage Course

WHAT WE DO:

**Provide the student with the highest quality live instruction available from an award winning pre-license instructor. In addition our instructor, having been in the mortgage business for over twenty years, provides insightful and benefical real world mortgage experiences.

Online education has become increasingly popular in today's technological world and does offer some convenience and flexibility; however, if you are the type of student that needs face-to-face time with a live instructor, to ask questions, then online education may not be ideal.   In addition, it appears that many students are having a difficult time comprehending the mortgage material while watching a computer monitor for hours at a time. 

**We make it convenient for the student by providing accelerated evening and Saturday classes. A student is able to complete the 20 hour pre-license course in one week. 

 HOW WE DO IT:
1)With an outline of "Learning Objectives", the instructor methodically details the necessary subject matter.

2)Student participation is encouraged, to enhance the learning experience.

3)An oral quiz is conducted on subject matter at the end of each two hour component session.

4)Each student is required to complete a multiple choice quiz for each component session.

20 HOUR PRE-LICENSE

COURSE OUTLINE:
"Learning Objectives"

*General Mortgage Industry Knowledge A = 2 hours
1)Primary and Secondary Markets
2)Agencies Related to Mortgage Lending
3)Mortgage Products
4)Financial Calculations
*General Mortgage Industry Knowledge B = 2 hours
1)Mortgage Products
2)Retail Pricing
3)Financial Calculations

*Residential Mortgage Lending Practices A = 2 hours
1)Qualifying Process
2)Mortgage Applications
3)Relationships with Clients
4)Financial Calculations
*Residential Mortgage Lending Practices B = 2 hours
1)Assembling & Verifying Applicant Information
2)Underwriting and Program Guidelines
3)Mortgage Insurance
4)Financial Calculations

*Mortgage Related Professional Practices A = 2 hours
1)General Real Estate Law and Terms
2)Appraisals
3)General Mortgage Matters
4)Financial Calculations
*Mortgage Related Professional Practices B = 2 hours
1)Insurance
2)Closing Process
3)Post-closing Issues
4)Financial Calculations

*Federal Mortgage Law & Compliance A = 2 hours
1)RESPA
2)Fraud identification and consequences
3)Financial Calculations
*Federal Mortgage Law & Compliance A = 2 hours
1)Truth-in-Lending
2)Fair Lending Laws
3)Agencies Related to Mortgage Lending
4)Financial Calculations

*Utah Statutes & Regulations = 4 hours
1)Utah Legislative Statutes
2)Division of Real Estate Rules
3)Complete review and final quiz
4)Financial Calculations


 Real Estate 90 hour Pre-licensing coming soon!

For addition information, CONTACT ME AT:ron@learningmoments.com